Former Real Estate Broker Marte Cliff reveals the secrets every land buyer MUST know before closing.


I have personally worked with Marte and she is the real deal!

Even if you are not looking for land, the e-book is very well written, and there are some tips in there for all kinds of issues with dealing with Real Estate!

Rob Russell
KR Enterprises
"Honesty and Integrity In Real Estate"
www.krwebsite.com

Your raw land book was definitely worth its weight in gold! If just one of your "watch out for's" relates to a potential purchase - it could save a starry eyed buyer from losing $$ thousands of dollars! Thanks for sharing you knowledge and educating us!

Trish D.

Will you build a custom home on that new land?

If so, you can't afford to miss my new book: Home Building Simplified.



You'll learn the steps you must take, the choices you'll need to make, how to choose an honest contractor, and much more. At $17, it costs less than the paint for one small room in that new home, and it could save you ten thousand times its price. Read about it now!
 

What's the most important thing you need to know when buying land to build a home?

If you don't know it, and you sign anyway, it could mean headaches, heartaches, and financial disaster.

What is it?

It's the fact that's hiding - the one that could prevent you from using your land as you wish, or the one that means you'll spend thousands more on development than you ever dreamed.

Dear Future Landowner,

Is a land purchase in your plans this year?

As you read this page, you'll realize how easily dreams of buying land and building a home can crumble. And how one mistake can result in years of frustration, anxiety, and financially draining hassles.

Just one overlooked detail is all it takes.

You'll also realize how easy it is to protect yourself from that fate, just by asking the right questions.

 In my 19 years as a Realtor, I "killed" more transactions than I, or my bank account, want to remember. A crazy thing for a Realtor to do, but I had no choice. It was that, or hang a curtain over my mirror so I'd never have to look myself in the eye.

Would your Realtor do that?
Are you sure?
The truth is, too many Realtors are only in it for the bucks. Their attitude is "Let the buyer beware." If you buy a disaster, it's OK with them, as long as the commission check lands on their desk.

Then there are the young, the inexperienced, and the gullible. They want to do right by their customers, but lack the bulldog-like tenacity to follow through, check every detail, and insist that every question is answered. They also lack the skepticism that comes through experience - and the sheer guts to say "We're not closing until this is handled to our satisfaction."

It does take a lot of nerve to put a stop to a closing when you can see dollar signs dancing in front of your eyes.

What you think you see is not always what you get

Follow me now as I put you into a scene that has been replayed many times, by many hopeful land buyers...

Pretend for a moment that you've set your heart on an idyllic 5 or 10 acre home site in the country. You want to get away from the hustle and bustle of city life and let the wonders of nature work their magic on your soul. As you close your eyes you can see the tall grass gently swaying in the breeze, smell the fresh pine scent, hear the birds calling, and feel yourself lounging on your deck, a cool drink in hand, taking it all in. Aaahhh… beautiful.

You can hardly wait. Buying land and building a home is a long-held dream, so now that you have the resources to make the dream come true, you're ready to get going. You choose your location and contact a Realtor.

The first step is conveying your exact wants to the Realtor. If you're lucky, he or she will understand the kind of land you want to purchase to build your home, and have at least a few parcels to show you. So away you go.

After seeing 2 or 3 unsuitable parcels and doing a lot of driving, you begin to wonder if the Realtor was listening - or if your dream property really does exist.

But then it happens!

Your Realtor takes you up a mountain road lined with evergreen trees, pulls off the road, and leads you through the trees to a grassy knoll with the most breathtaking view you've ever seen. The branches of a stately Fir are swaying in a gentle breeze, the air is clean and sweet, the birds are twittering - and if that wasn't enough, a doe and fawn wander out into the clearing in front of you. It's only 4.7 acres, but hey, that's close enough!

You are in love.

So what happens next? You write an offer to purchase, of course. Buying this land and building a home will be the fulfillment of a life long dream!

Some little voice in the back of your mind says "negotiate," but the Realtor assures you that this fantastic parcel won't last - several other people are scheduled to see it, and if you insult the seller you may not get a second chance.

OK then. You want it, so write a full price offer. You vaguely remember a few things that you might want to include as contingencies, but again the Realtor cautions you not to push the seller too hard. Your worry about losing the dream over-rides your common sense, but you do remember to make your purchase contingent on getting septic approval. You want to ask the seller to pay for that, but the look on your Realtor's face forces you to agree to pay for it yourself.

This property is offered with seller financing, and since you have half the purchase price in your bank account, you decide that you'll take him up on it. The interest rate is a little high, but with a land contract you won't have to pay closing costs at a bank or go through a long approval process. So, it's a good trade-off.

Are alarm bells going off in your head yet?

They are in mine!

The very first one is the Realtor's attitude. Before I took a step farther, I'd ask to see the listing in MLS - and I'd look for a little box that lists DOM. You may already know what that means, but if you haven't been reading MLS sheets lately, it means Days on Market.

If it says "10" then the Realtor might be telling the truth, but if it says "253" then you know there's a problem. Even if it lists a low number of days, I'd follow my instincts. I might even call another Realtor and ask for more information. The numbers may have been reset. That can happen in two ways:
  • The listing expired and the sellers chose a new listing agent.
  • The listing expired and they waited a few days to let it get out of MLS to purposely re-set the DOM
Any time an agent pushes you to move quickly and avoid negotiation, there's a reason. It could just be that he wants to get a sale closed, and he honestly thinks another agent has a buyer for the same parcel. But it could mean that he wants you to act before you've had time to think clearly.

You know the old saying: "Love is blind," and it is just as true when you fall in love and want to purchase undeveloped land as it is when you become infatuated with a person.

In this short scenario, I see at least 16 more huge questions that need to be answered before you go to closing.

They're all questions that, if answered incorrectly, could turn your dream into a nightmare.

And that's why You absolutely must take charge of your own future
You're a smart person. You know that every career must be learned, and real estate is no exception. Realtors go to school before they get a license and they take continuing education classes to keep it. And then they learn more through the school of experience.

You have your area of expertise, and they have theirs. You're not a Realtor, so how can you possibly do a Realtor's job and protect yourself when purchasing land to build a home?

It's easy.

Read The Land Buyer's Guidebook - what you MUST know before you close .

Yes, I want to read the Guidebook!

Let me tell you how and why this book came into being.

For 19 years I was a practicing real estate agent - and for 9 of those years I was the owner-broker of a real estate firm. In that time I helped a lot of people purchase undeveloped land. Sometimes things went smoothly and there were no problems, but most of the time there was some kind of problem or issue that had to be handled before closing. Usually, given some time and some help from title officers, attorneys, and the sellers, I could do it. But sometimes the problems were insurmountable. And that's when I advised my buyers against purchasing.

I could help my own buyers, and as broker I could step in to help customers dealing with my company. But there were others I could not help. Realtors have to adhere to a Code of Ethics - and that code says you do not interfere between another agent and their client. I had to watch in silence while agents let their buyers go to closing on the purchase of undeveloped land with problems that would take months or years to solve - if they could be solved at all.

Here are 3 examples of the kinds of problems buyers faced when their Realtor failed to protect them...

Joe R. thought he'd gotten a great deal on a lot in a nice section of town. Surrounding homes were all new and well-kept, and he had negotiated a good price by buying two lots instead of one. He was a happy camper until he called the power company to install temporary power for his builders. That's when he found out about a $10,000 fee he hadn't planned for.

Mr. & Mrs. E. wanted the seclusion of 5 acres in the country. They found a parcel dotted with stately old trees, a dazzling view of the sunset, and a sparkling little brook running across one corner. It was a dream come true. That is, until they started trying to get a home construction loan. After months of trying to correct the problems they faced, they sold the parcel at a loss and gave up the dream.

Mr. & Mrs. S. thought they’d gotten a great bargain on their new home site… until they found out that all they had was an expensive camp site. In their case, there was nothing they could do that would satisfy the County and allow them to get a building permit.

These are all real people, and all of their problems could have been avoided if they’d asked the right questions and insisted upon the answers before they purchased their land. Sadly, until you've lost money or witnessed disasters, you don't even know what to ask.

In each case, the seller should have known and the Realtor should have known. Were they deceitful or simply negligent? I can't answer that. I can only tell you that these things happen, and if you as a buyer don't ask the right questions, they can happen to you.

Now I can finally tell you...

I no longer have to stand by silently while people lose their money and their joy. I'm not in a position any more to see the things going on from day to day, but I am in a position to offer you the information you must have in order to make an informed decision. And that's why I wrote the The Land Buyer's Guidebook.

You can thank my husband for the fact that it is available to you. Too often our dinner conversation revolved around real estate, and too often I was in a frustrated frame of mind at that time of day.

When I took my license off the wall he said "Now you can warn people. Write about how to buy land without getting hurt." So I did.

"20 Questions" is an entertaining game,
but these 20+ questions are serious business.

Getting the answers will make the difference between success and heartache when you're purchasing land to build a home - or even when you purchase recreational land.

When you absorb the information in The Land Buyer's Guidebook you'll learn how to uncover information that the sellers, and the seller's agent, might not want you to know.
  • You'll discover how past use can affect future use, and when to insist that your Realtor brings you concrete information in place of assumptions.
  • You'll learn the questions that your Realtor can't legally answer - and how to get the answers for yourself.
  • You'll learn to recognize the "red flags" that signal a serious problem.
  • You'll discover the benefits and pitfalls of a land contract, so that if you choose to do it, your own interests will be protected.
  • You'll learn what to look for on a Title Report - things that your Realtor may believe to be "No big deal" could turn out to be a very big deal.

Your Realtor probably means well, but…

I don't mean to downgrade Realtors. I was one, after all. But even the best can make mistakes. You aren't their only client. They have people calling and coming in and distracting them all day long. In that atmosphere, it's easy for a detail to go unnoticed.

That's why it's vital for you to take charge of your own future. Don't leave your emotional well-being or your finances to someone else to protect when its your own wealth and well-being at stake.

Now you can protect yourself - and without spending a couple of months attending real estate school! The Land Buyer's Guidebook - what you MUST know before you close, will not only give you all the right questions to ask - it includes a handy check-list to take along when you visit your Realtor.

If the Realtor balks at answering any question there - choose a different Realtor.

Be aware, some Realtors may balk. When you know more than they do, it makes some Realtors uncomfortable. And when you expect more service than they want to give, they might try to convince you that you don't need it.

CLICK HERE TO PURCHASE The Land Buyer's Guidebook


I can't promise you how much you can save when you read my manuscript - because each parcel has its own problems and solutions. I can promise you that if it prevents you from just one mistake - or causes you to insist that the seller solve one problem before you buy - it will be worth hundreds or thousands of times its price.

My intent was to prevent heartache and financial ruin for as many people as I possibly could. So, while the value of the information you'll find in this e-book is easily in the thousands of dollars, I chose to almost give it away.

Friends advised me to charge a minimum of $97 - because if it saves you from just one visit to an attorney it would pay for itself. And there's just no telling how much money it will save if it prevents the purchase of a disaster.

I considered it.

But then I decided differently.

I considered that my goal was to put this information in the hands of as many people as possible. I wanted to make it so affordable that no one would be sucked into buying a parcel of land that would ruin them - either emotionally or financially.

The final decision?
You can have information that will save you thousands of dollars, lost sleep, headaches and heartaches

... for only $14.

That's probably less than you make for an hour's work - and I promise you, it will save you many hours, as well as dollars.

That's also less than the price of dinner when you get back from land-hunting! But of course, the out-of-pocket money you'll save is only the beginning...

How much is your time worth?

It may be difficult to put a dollar value on stress and anxiety, but what about your time? The Land Buyer's Guidebook could save you days, weeks, or even years of legal entanglements.

When you read it, you'll learn about a man who went willingly into an overpriced land purchase, only to learn that he couldn't use the land for his intended purpose. At last count, he had spent about 6 years struggling with it, and never did get to use his land. He got his money back, but he also spent countless hours taking petitions to all the neighbors, meeting with attorneys, and hanging around in court rooms.

Is a few years of your time worth $14?

CLICK HERE TO PURCHASE The Land Buyer's Guidebook

One more thing...

I can't let you go off searching for land without one more thing. Just to make sure you're fully prepared, I'll include a bonus that's also vital to your successful transaction: Negotiating a Real Estate Purchase.

This handbook alone can save you hundreds of times the price of the Land Buyer's Guidebook. I could easily offer it and sell it as a separate product. But since my goal is to help you purchase undeveloped land successfully; and since good negotiation plays such an important role; I decided I had to include it.

A small mistake in negotiation might not ruin your life, but it will definitely cost you hundreds, if not thousands of dollars.

But that's still not all. Since I don't want to leave you hanging, along with The Land Buyer's Guidebook, your handbook for negotiation and your take-along checklist, I'll include my analysis of the scenario I described at the beginning of this letter.

Just do me a favor. Use it to test yourself. Read it AFTER you read the Land Buyer's Guidebook. Make notes and see if you spot all the red flags. If you missed any, go back and read that section again.

You can be absolutely satisfied with your next land purchase - all you have to do is ask the right questions.

Click the link now, and save yourself the heartache of making a mistake.



CLICK HERE TO PURCHASE The Land Buyer's Guidebook


Note: Your product will be delivered as a PDF file and will probably appear in a download window. Merely click to open or to save to your computer.

Yours for success,

Marte

P.S. If, after reading and considering this material, you're not convinced that theThe Land Buyer's Guidebook - what you MUST know before you close and Negotiating a Real Estate Purchase will help you save money, stay out of court, and avoid disaster, just let me know. I'll cheerfully refund your money in keeping with Clickbank guidelines.

P.P.S. If you'd like to offer The Land Buyer's Guide to your own customers and earn a commission through clickbank, just CLICK HERE.

Marte Cliff
1794 Blue Lake Road
Priest River, ID 83856
writer@marte-cliff.com